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In one of our earlier blog posts, we have already discussed the best payment gateway plugins that are worth being used on your WooCommerce site. This time, let’s focus on the process of setting up a WooCommerce payment gateway to start accepting WooCommerce payments on your site. Is it PayPal, Stripe, bank transfer, or an offline payment method that you would define at the stages of setting up your WooCommerce project? Let’s see how to configure payment gateways that will bring maximum comfort to you and your customers.
WooCommerce is widely-known for its ease and usability. At the initial stages of your web store setup, there are a few online and offline payment methods available, so you can proceed with adding WooCommerce payment gateways in the set-up wizard. Whenever you decide to add extra payment gateways, navigate through settings WooCommerce > Settings > Payments. This section will contain all payment gateways that you will install.
A payment gateway is a plugin that lets your customers pay for goods and services using a payment system integrated into your web store. All WooCommerce payment methods require you to have a merchant account registered at the payment gateway company. Besides the WooCommerce extension subscription, payment payment gateways have additional fees, which are set by your Payment Gateway company.
The choice of WooCommerce payment gateways depends on such factors as cost, location, security, and whether or not a chosen payment gateway provides support for WooCommerce subscriptions.
Your web store should include at least one online payment method. Offering additional payment methods increases the chances that your customers will finish the browsing session by placing an order on your site. At the same time, adding too many payment methods can overwhelm your buyers. While making your choice, focus on adding only those payment gateways and methods that your customers prefer. The best way to find it out is by running A/B tests on your site.
There is an ongoing discussion of whether you should choose free or paid WooCommerce gateways. Freebies are also called core payment options. They do not have an annual subscription cost, but still charge you fees for transactions or other services. You may also opt for WooCommerce Payments that are free to install and do not feature any setup or monthly fees. Still, be ready to be charged for pay-as-you-go fees starting from just 2.9% + $0.30 per transaction for the U.S.-issued cards.
If you are looking for premium payment gateways for your site, you may check out the entire list of available options at WooCommerce extensions store. While opting for paid solutions, you will be charged an annual subscription fee along with transaction fees.
Important notice!Whenever you sell to the european customers, ensure that you choose a WooCommerce payment gateway that is compliant with GDPR.
The Payments tab of your WooCommerce store includes 4 default payment gateways: direct bank transfer, check payments, cash on delivery, and PayPal. Let’s see how to configure each of them.
To get started, log in to your WordPress Dashboard and navigate WooCommerce > Settings > Checkout > BACS (see the screenshot below).
Put a tick in the checkbox next to the Enable Bank transfer option to enable or disable the respective functionality on your store. Next come several fields that WooCommerce fills in with the default next. You can leave it as it is or put your custom information.
The most important section that requires your maximum attention is the Account Details section, where you should enter the details of the account you would like to display on the storefront:
One more thing you should consider is that WooCommerce won’t automatically process transactions under this payment gateway. You need to manually check the transaction status and update the order details to proceed with the shipping.
Check Payments are set up similarly to the Direct Bank Transfer. You can enable or disable the option while simply ticking the checkbox. WooCommerce provides default texts for Title, Description, and Instructions fields, but you may feel free to replace them with your own content. Once done, click Save changes. See the instruction on the video below.
The setup process is similar to what we have discussed in the Direct Bank Transfer and Check Payments sections. Traditionally, you will get some default texts, which you can replace with your own to add a personal touch to your WooCommerce payments. You can also enable the Cash on Delivery for the shipping methods of your own choice. WooCommerce includes three default shipping options – flat rate, free shipping, and local pickup. Besides, WooCommerce lets you enable Cash on Delivery for virtual orders.
The thing that should be pointed out is this WooCommerce gateway is not processed automatically. So, you will need to manually verify if you have received payment on delivery.
Here comes one of the most preferred payment gateways that are accepted globally. PayPal is also easy to configure in your WooCommerce store settings, though it includes a little bit more setup procedures if compared to other payment gateways we’ve already discussed.
Save the changes once done. Now, PayPal payment gateway is already added to your WooCommerce store.
That’s pretty much it. We hope the instructions we shared in this article will come in handy to you while managing WooCommerce payments.
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